Credit Card Fees for Retailers

Working in the accounting world, I get to see a lot of different stuff.

Around here, a lot of gas stations for example have signs out by their registers that a minimum $5 purchase is required to use your credit or debit card. A lot of people really gripe about that.  If only these people knew the fees that business owners pay to accept credit cards. I am not fooling you.

Another thing most people do not know is that the fee the retailer is charged depends on the perk associated to the card.  Some cards have miles, some have points to buy items, others offer restaurant discounts.  There are also fees charged if the card does not swipe or use the chip. So, if the card gets hand entered, there is most likely a fee to the retailer for not swiping the card.

It adds up quickly.  Very quickly.

As Black Friday nears, just remember that every time you use your card, the store is getting dinged a fee so that you can use it.

Yes, it is a cost of doing business, but I just wanted people to understand why they may see those signs at the registers.

Thank you for stopping by! Happy shopping!


Triple Stamped Watercolor Wings

Hello!  This is a bright card. It probably is more of a summer card, but that’s ok. Some rainy fall days need a little brightening!

I like to use the Watercolor Wings set because it gets me thinking about colors that work well together.  Of course you can do a search over on Pinterest and see all kinds of examples. This is such a pretty set. I need to use it more often!


I love using the clear blocks to stamp the images. It is so easy to line up.  I remember back in the day when Stampin’ Up! first started talking about the clear mount stamps. I was so against the idea. I love my wood block mounted stamps.  A majority of my sets are still wood block mounted.  However, I have found that it is easier in most cases to line my images up. HA! I still stamp crooked due to my eye issue, but that’s ok.

Stampin’ Up! Product:
Stamp Sets: Warmest Regards (sentiment) and Watercolor Wings
Card Stock: Only Orange and Yoyo Yellow (both are retired colors)
Ink: Barely Banana, Only Orange, Yoyo Yellow
Other: Spring Flowers Embossing Folder

Non SU! Product:
Michael’s Celebrate It yellow ribbon, Neenah 110 lb white card stock, Papertrey Ink card stock (card base)

Thank you for stopping by! 🙂

Creole Stuffed Peppers


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I really think I am somehow from down south. I love Cajun and Creole food. I saw the idea for Creole Stuffed peppers and thought oh yes!

This recipe comes from Just A Pinch. #justapinchrecipes

This recipe was awesome! I had four peppers to use. I have a package of about 3/4 pound of the stuffing leftover that I froze for later use.

We ate half of the peppers in two meals and froze the rest. My dear friend Chef Andrew advised me to let them cool completely, wrap each half in Saran wrap and then put them in a freezer bag. This is exactly what I did.

I did not use Rotel because they do not always play nice with Tim. I used a 15 ounce can of diced tomatoes and a good Tablespoon of Creole seasoning.

Creole Stuffed Peppers
2 pounds lean ground beef
1 1/2 cup diced celery
1 1/2 cup diced onion
4 cloves garlic, minced
1 10oz can original Rotel tomatoes
2 cans tomato sauce (I used a large and a small can)
1 box Zatarains dirty rice mix
additional creole seasoning if desired
1 small package Mexican blend shred cheese
8 assorted sweet peppers, halved
salt and pepper

First brown the ground beef, onions, garlic and celery. Season with salt and pepper to your taste.

Next add the package of Zatarain’s Dirty Rice, rotel tomatoes, and 1 can of tomato sauce. Simmer until the liquid is absorbed and rice is done. Keep the pot covered. This took about 18 minutes for me.

Stuff the peppers with the rice mixture and place them in a baking dish. Open the other can of tomato sauce and put two Tablespoons of sauce on each pepper. Cover with foil and bake for one hour at 350 degrees.

Remove the peppers from the oven. Put cheese on top and place back in the oven uncovered until the cheese melts.


Friend Card – Love Without End


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I just love the baby wipe technique. I especially love using it with the Love Without End stamp set.

The most important thing to remember is to clean your stamp every time you stamp your image. Trust me on this!

Pink Passion has always been one of my favorite Stampin’ Up colors. I love how it looks with these colors.

I wanted to do something different for the flower center. The stamp set has two different stamps for the middle. I used a dauber to fill the center with Versamark ink and then used Iridescent Ice embossing powder. Sometimes your card needs a lil sparkle!

You can maybe see it a little better in this picture. Very fun!

The baby wipe technique uses a few drops of reinker and a baby wipe. You create your own ink pad. It kind of has that watercolor look. It is so neat!

I used the Stamp-a-ma-jig to line up the flower parts. If you have a Stamparatus, that should work too.

I stamped the Fine Lace background stamp using Certainly Celery ink on Certainly Celery card stock.

Stampin’ Up! Product:
Stamp Sets: Fine Lace and Love Without End
Card Stock: Barely Banana, Certainly Celery, Pink Passion
Ink: Barely Banana, Certainly Celery, Pink Passion reinkers and Versamark
Other: daubers, Iridescent Ice embossing powder, Stamp-a-ma-jig

Non-SU! product:
Neenah 110lb card stock

Thank you for stopping by!

Maple Bacon Cupcakes


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Every year, a friend of ours hosts a bacon party. Yep, you heard that right. A BACON party.  He cooks up around 100 pounds of bacon.  We have bacon themed appetizers, main dishes and desserts.  YUM!

I of course prefer to take a dessert along.  A dish to pass is not necessary, but it is appreciated. Tim and I thought these were pretty good. The host of the party messaged me later and thanked me and said he thought they were good as well.

I found this recipe on Pinterest (of course). It is from a blog called The Salty Marshmallow.

I think there needs to be more bacon in the batter. This is just my opinion. If I make them again (which I most likely will), I will definitely increase the amount of bacon in the batter. I will probably double it. I cooked a full pound of bacon. I did not use it all in this recipe. Tim had to eat the rest. He was really not at all sad about that. Next time it will go in the batter.

I do not have maple extract, so I asked Chef Andrew if I could use maple syrup. He advised 3 teaspoons, so that is what I did.  I honestly think the maple extract would have had better flavor.  I will certainly get some for next time.


Maple Bacon Cupcakes

  • 2 1/2 Cups all purpose flour
  • 2 Teaspoons baking powder
  • 1 Teaspoon salt
  • 2 Cups granulated sugar
  • 2 Sticks butter softened
  • 4 eggs room temp
  • 1 Teaspoon vanilla extract
  • 1 Cup milk
  • 1/2 Teaspoon cinnamon
  • 3 Tablespoons maple syrup
  • 1/3 Cup bacon crumbled


  • 2 Sticks Butter softened
  • 1 1/4 Cups Confectioners Sugar (powdered sugar)
  • 1 Teaspoon Maple Extract
  • 1/2 Cup Bacon cooked and crumbled
  1. Preheat oven to 350 degrees.
  2. Prepare 24 muffin cups with liners or non stick spray.
  3. In a large bowl use a whisk to combine the flour, salt, baking powder, and cinnamon.
  4. In a medium bowl using hand mixer, or bowl of stand mixer, beat together the butter, sugar, vanilla, and maple syrup until fluffy.
  5. Add eggs to butter mixer one at a time, beating after each addition.
  6. With mixer on low, add the dry ingredients to the butter mixture slowly. (I do this in thirds).
  7. Add the milk with mixer still running, continue to mix just until combined. Fold in the crumbled bacon.

  8. Scoop the cupcake batter into your muffin tins so that each cup is 3/4 full.
  9. Bake for 18-25 minutes, until slightly golden.
  1. In a large bowl beat together the softened butter, confectioners sugar, and maple extract until smooth and fluffy.

  2. Pipe onto cooled cupcakes and top with bacon as desired.


500th Post! WOW!

If I do the math correctly, and hopefully I do since it is a huge part of my job, today marks my 500th blog post!

Thank you to those that follow this blog. I truly appreciate it!

I hope to continue to share cards, recipes and rambles about whatever comes to mind.

Thank you again! 🙂

D’Vine Swirls Sympathy Card


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I told you a few posts ago about my dear friend passing. This is the card I made for her other son and his family. I used the same stamp set, but chose a different layout for the card.

I like to use this embossing folder with my lighthouse stamps and nautical stamps. It reminds me of waves. I don’t recall if Stampin’ Up! sold this one, or if I bought it at Michael’s (with a coupon of course!).

I stamped the With Sympathy sentiment before running the piece through the Big Shot with the embossing folder. It would not have stamped nicely had I done it in the opposite order. I hope that makes sense.


Stampin’ Up! Product:
Stamp Sets: Light Unto My Path, Hope for Comfort
Ink: Night of Navy
Card Stock: Night of Navy

Non SU! Product:
Papertrey Ink white card stock, D’Vine Swirls embossing folder

Thank you for stopping by!

BBQ Slow Cooker Pork Spare Ribs


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I had such a taste for BBQ ribs.  I had never made them before. My ex-husband always made them on the grill. I knew there had to be a way to make them in the slow cooker. Sure enough!  I asked my favorite online chef for help. He runs a foodie page over on Facebook.

Start by pulling that cartilage off the back of your ribs.  It isn’t necessarily easy, but it does make a difference to get that chewy film off the back. I usually cannot get all of it off, but I do put in the effort to try!

Rub the ribs with your favorite rub. Tim has made his own, but we also LOVE the Platte River Rib Rub from Savory Spice Shop.  Oh my is that a tasty rub! YUM!

Put a small amount of water in the bottom of your slow cooker. I use about 1/2 cup.  Then put your ribs in. I stand them up on their sides because for me, they fit better that way. Put the cover on and cook on low for 7 – 8 hours.  I do not put them in the oven then. I pull them out, and we put our favorite BBQ sauce on them and enjoy.

Stubbs makes a variety of BBQ Sauces that we enjoy. We recently tried the sugar free bottle, and that is very tasty. Other favorites include Sticky Sweet, Hickory Bourbon and Dr. Pepper.

Serve those ribs up with some corn bread, baked beans and cole slaw if you need some sides ideas!


John’s Crazy Socks


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It is never too early to shop for Christmas gifts or St. Nick presents.

Tim told me about this great website – John’s Crazy Socks. is the website to check out.

Everything they do is designed to spread happiness.

John has Down Syndrome. He and his Dad run John’s Crazy Socks. 5% of all proceeds are donated to Special Olympics. I think that is pretty neat! If you think that is neat too, wait ’til you see the socks!

There are socks for sports fans, animal lovers, special causes (autism, breast cancer, and of course, Down Syndrome). There are ankle socks, crew socks and knee high socks. I truly think that no matter what you love in life, there is a pair of socks here for you.

There is a sock of the month club you can join. This club offers FREE shipping! How neat is that? John picks a pair of socks, and they are sent to you monthly (US ONLY!). You pick socks for men or women, and then you pick 3, 6 or 12 months.

You can also order a gift box of socks! I like the rhyme there! 🙂 Popular gift boxes are Mother’s Day and Father’s Day. They even have cat or dog love gift boxes! There is quite a variety of gift box options to choose from, and they are fun!

Gift cards are also available!

Stop on over, check out their website.

Did I mention every order comes with a thank you note from John and some candy? 🙂

Tim and I both own some socks from John’s Crazy Socks, and we love them. I am not a paid promoter. I am just sharing a neat website that has some fun gift potential for you as the holidays get closer or you just need a fun pair of socks to wear!

Thanks for stopping by! 🙂